We Help You
Copyright © 2023 Wealth Pilots LLC. All Rights Reserved
We take protecting your data and privacy very seriously and your personal information will never be sold. Our contact questionnaire is HIPAA compliant. Important Disclaimer: No part of the information on this website is intended to be investment, legal or tax advice and is for informational purposes only. Any use or reliance on the information on our content is solely at your own risk and discretion. We are an independent insurance services firm that helps retirees create & maximize retirement strategies that include insurance products. Investing in involves risk, and may result in the loss of principal. While we focus on preservation of capital, losses may occur, especially in periods of declining market conditions. Wealth Pilots agents may be able to identify potential retirement income gaps and may introduce insurance products, as part of the overall retirement plan solution. Any references to guaranteed lifetime income or preservation of capital, generally refer to fixed insurance products, never securities or investment products. We are licensed insurance agents & not investment advisors or securities licensed. Insurance products are backed by the financial strength and claims-paying ability of the issuing insurance company. Investment Advisory Services offered by Randy Watson IAR, CLU® are offered through Wealth Watch Advisors, an SEC Registered Investment Advisory Firm, www.wealthwatch.com. Wealth Pilots LLC and Wealth Watch Advisors are not associated entities. Vanguard Advisors Alpha: https://www.vanguard.com.au/personal/learn/smart-investing/portfolio-building/advice-improves-more-than-just-returns **Nobel Laureate William Sharpe https://www.bloomberg.com/opinion/articles/2017-06-05/tackling-the-nastiest-hardest-problem-in-finance
Personal Wealth Management Done Right
A parachute for your portfolio means your retirement savings can have a safe landing. Our primary mission is helping retiree's preserve and protect their wealth, while increasing retirement income.
Technology is at the core of our wealth management strategy. One of the specialized technologies we use is a unique software created by a Goldman Sachs mathematician that helps you see in real time how you can reduce your risk while improving overall portfolio performance.
Less than 1% of advisors have access to this powerful technology.
Does Your Portfolio Have A Parachute?
Get In Touch
Quality and frequent communication can mean the difference between catastrophic losses and minimal losses. Most advisors only contact their clients once or twice per year, or worse they fail to warn or prepare them ahead of time for market downturns which is a big problem.
That's why we're designing the Wealth Pilots finance app integrated with 11,000 financial institutions to help drive instant communication with our clients. Take your investing to the next level and stop losses before they start with our fully encrypted app, plus you can track your account balances, income, spending and more.
Stay in control, informed & minimize losses with instant alerts, with timely news you can use & fast answers to your questions. Coming soon to the Google Play Store & the Apple App Store.
Meet The Team
Your Retirement Co-pilots
- Retire Smarter
- Retire Sooner
- Retire Safely
Collaborative
We help you plan for the expected AND the unexpected, simplifying the complex & customizing realistic retirement strategies to safely grow & preserve your wealth. Our process is collaborative, data driven & statistically designed to improve portfolio performance & increase income.
Risk Reduction
Lowering your risk, doesn't necessarily mean settling for lower returns. If you're okay with keeping your eggs in the stock market rollercoaster, then we're probably not a good fit. But, if you want to reduce your risk while still improving your overall portfolio performance, we should talk.
Virtual Efficiency
We're 100% virtual because it's the most efficient, & healthy way for you & for us. Working remotely allows us to maximize the efficiencies of technology, maintain full collaboration with you, while giving you total control & saving you time, all from the comfort of your home.
Responsible
We adhere to a true fiduciary standard to ALWAYS act responsibly & in your best interest, with full transparency & without bias. We respect you, your privacy & your data. Because we operate virtually, we go above & beyond what's required to earn your trust.
Results
Retire with confidence. We use cutting edge data driven technology, developed by a Goldman Sachs mathematician, to provide each of our clients personalized & statistically proven results. By utilizing technology as our guide, we let the data decide what's in YOUR best interest.
One Of The Nastiest & Biggest Problems In Finance Is The Decumulation Of Assets Says Nobel Prize Winning Economist
According to a Nobel Prize winning economist William Sharpe, “decumulation”, or the use of savings in retirement is “the nastiest and biggest problem in finance today”.
When individuals reach retirement, many don’t know how complex it can be to transition from the accumulation of assets phase to the decumulation and spending of assets phase. What works in one stage of life can backfire in another. Understanding the impact of shifting from accumulation to distribution is critical.
Without a solid strategy, many retirees are left to figure out how to make their money last for the rest of their lives through trial and error, or they are relying on an advisor to make those decisions for them. This opens them to the risk of running out of money and leaving their retirement future in the hands of someone else.
According to an article in Bloomberg interviewing William Sharpe, “many financial planners use a simple rule of thumb withdraw 4 percent a year from your savings until you either die or run out of money”. This one-size-fits-all solution is dangerous because according to an article from Blackrock, and a study by the Social Security Administration, “1/3 of 65-year-olds are living past age 90”, which means the decumulation phase can last decades. This longevity risk can result in result in running out of money in retirement.
“Making the transition from accumulation to decumulation can be difficult, because the math used to accumulate assets is entirely different than how the math works to distribute assets”, it's common for people to underestimate this transition that can lead to a portfolio death spiral says Robert Neace of Wealth Pilots. We help retirees reduce volatility that can lead to large losses and those losses can compound and cannibalize a portfolio, especially when taking withdrawals."
“Wealth Pilots specializes in helping pre-retirees and retirees seamlessly transition from the accumulation phase to the decumulation phase through a collaborative and transparent process using technology as the guide and letting the data decide, what’s in our client’s best interest”, says Robert Neace of Wealth Pilots.
“Comprehending the range of possible future scenarios from any retirement income strategy is difficult and choosing the proper strategy can seem like an impossible task, which is why we use technology that simulates in real time how a portfolio will perform under thousands of market conditions”, says Jim Billington of Wealth Pilots. "We know that the need is great and the stakes are high for retirees which is why we aim to lower portfolio risk, while also improving overall portfolio performance”.
WEALTH PRESERVATION: Many of our clients are millionaires & multi-millionaires with money invested in IRA's, 401(k)'s and/or other pensions. We help preserve and protect their wealth by reducing risk in their portfolio while improving overall portfolio performance and maximizing your income.
RETIREMENT TRANSITION: We help our clients seamlessly transition from the accumulation phase of life into the wealth preservation & distribution phase of life.
TAX REDUCTION: Retirees taxes can DOUBLE in retirement. We provide personalized tax reduction strategies specifically for our clients to reduce their total tax liability, including maximizing social security benefits.
What we do
What we do
TRANSPARENCY: Our process is designed to be collaborative, data driven, transparent & non biased.
VIRTUAL CALLS We operate 100% virtually It's the most efficient, & healthy way for you & for us. Working remotely allows us to maximize efficiencies using technology, maintaining full collaboration with you, while giving you total control & saving you time, all from the comfort of your home.
DATA DRIVEN TECHNOLOGY: Our cutting edge data driven technology was developed by a Goldman Sachs mathematician, designed to reduce risk while improving your portfolio performance. We use technology as our guide & let the data decide what's in YOUR best interest.
How we do it
How we do it
We Believe In Giving Back
Hunger has no boundaries including children. Feeding America is the largest charity working to end hunger in the United States. We bring food to people facing hunger.
Feeding America's Children
CRS provides lifesaving nutritional support to more than 190 million people in more than 100 countries that suffer from hunger and malnutrition.
Lifesaving Support
The ASPCA works to rescue animals from abuse, and supports passing of humane laws against cruelty and neglect.
Humane Animal Laws
Tunnels To Towers helps homeless veterans & first responders build mortgage-free smart homes & provides services for those that are most catastrophically injured.
Vets & First Responders
Plug Into The RAD Alert System
Retirement Advice Delivered
Extreme Market Warning. Requires Your Immediate Attention. Warning Of Market Crash Warnings Like 2001, 2008 & 2020*
Moderate Market Caution. Suggests Your Attention*
Access Your Account Values In Real Time. Upload & Receive Documents & Data Statements In Real Time
Questions?
Vancouver WA
We Help You
Collaborative
We help you plan for the expected AND the unexpected, simplifying the complex & customizing realistic retirement plans to safely grow & preserve your wealth. Our plans are collaborative, data driven & statistically designed to improve portfolio performance & increase income.
Risk Reduction
Lowering your risk, doesn't necessarily mean settling for lower returns. If your advisor is telling you to stay in for the long haul & just ride out the storm then we're probably not a good fit. But, if you want to reduce your risk while improving your overall portfolio performance, we should talk.
Virtual Efficiency
We're 100% virtual. It's the most efficient, & healthy way for you & for us. Working remotely allows us to maximize the efficiencies of technology, maintain full collaboration with you, while giving you total control & saving you time, all from the comfort of your home.
Responsible
We adhere to a true fiduciary standard to ALWAYS act responsibly & in your best interest, with full transparency & without bias. We respect you, your privacy & your data. Because we operate virtually, we go above & beyond what's required to earn your trust.
Results
Using cutting edge data driven technology developed by a Goldman Sachs mathematician we provide each of our clients personalized & statistically proven results, regardless of their portfolio size. Technology is our guide & we let the data decide what's in YOUR best interest.
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DIY Is Great For Home Improvement...
But NOT For Portfolios
Research Shows Most DIY Portfolio's Underperform
Millions of people DIY manage their own personal assets, but proprietary research by Vanguards Adviser's Alpha* estimates that financial advice improved net returns by 3% per year over self managed portfolio’s. Below is an example of a $600,000 portfolio growing at 5% over 25 years & 8% over 25 years. The 3% advantage by utilizing financial advice resulted in a portfolio that more than doubled over the same period of time.
Managing Your Own Personal Assets Could Cut Your Portfolio In Half Over Time
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Your Ticket To A First class Retirement
Elevate Your Wealth
Elevate Your Wealth
Wealth Pilots Mobile App Coming Soon
Filling The Communications Gap
Frank C.
Kirk L.
Ron W.
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*Alerts provided by Wealth Watch a SEC Registered Advisory Firm
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Honored To Have Served Clients From These Industries
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